Try one of these:
As long as the combination of account and date are unique:
=SUMPRODUCT(--(Account=A1),--(Date=B1),Value)
Or, this array formula** :
=INDEX(Value,MATCH(1,(Account=A1)*(Date=B1),0))
** array formulas need to be entered using the key combination of
CTRL,SHIFT,ENTER (not just ENTER)

Signature
Biff
Microsoft Excel MVP
> Is there a way to return a value from a row using two variables from the
> same
[quoted text clipped - 12 lines]
> return
> the value. Any help would be appreciated. Thanks!