Thanks so much for your help, but I am once again unsuccessful. Here is why!!!
I went ahead and created a repeating table which I am filling through the
code... I am able to use the XMLWriter to create the rows and fill in the
text into them.

using (XmlWriter writer =
MainDataSource.CreateNavigator().SelectSingleNode("/my:myFields/my:group1",
NamespaceManager).AppendChild())
               {
                   writer.WriteStartElement("group2", myNamespace);
                   writer.WriteElementString("field1", myNamespace, url);
                   writer.WriteElementString("field2", myNamespace,
description);
                   writer.WriteElementString("field3", myNamespace, price);
                   writer.WriteElementString("field4", myNamespace, qty);
                   test = "<img src='" + url + "'>";
                   writer.WriteElementString("txtRichText", myNamespace,
test);
                   fillURL(url);
                   writer.WriteEndElement();
                   writer.Close();

Since this is within XML it automatically converts (<> to < >) I tried to
convert it back in the code, but unfortunately it does this after the code is
parsed. So I have been unsuccessful in getting that converted back into (<>)
tags. This was the last problem too, because to test I went ahead and saved
the form as html page, and then viewed source and manualy replaced these tags
and refreshed. It worked. But I cant do that by code or settings...

Anyway, my cooworkers suggested to recreate the whole cart in ASP. I am new
to InfoPath and heard that it was made to easily create forms. Well I guess
my requirements were not that simple... I am relly surprised that Microsoft
wouldn't have regular image control for web-enabled forms.

Thanks for your help and patience... I know now that at least I can use
RichText for images when not in repeating table. That is a cool trick...
Thanks again...

Dmitriy