yes, I had a high school intern work through the sample and create a usable
form in 8 hrs. Of course it was pretty simple and did not include any code,
but then, many forms do not. For replacing typical forms that were created
in Word or Excel, IP is great.

You can have a user create the basic form and then if you need additional
functionality have a programmer add some script or code without having to
spend any time on the UI.