It's almost certainly there: Beginning with Outlook 2003 SP2, users can work with most .oft form templates files only by opening the template from the Tools | Forms | Choose Form dialog, browsing for User Templates in File System. This means that if the .oft file is sent as a message attachment, the user must save it to the local hard drive first.
Next time, you might want to publish the form, as well as make an .oft backup.

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Sue Mosher, Outlook MVP
Author of Configuring Microsoft Outlook 2003
http://www.turtleflock.com/olconfig/index.htm
and Microsoft Outlook Programming - Jumpstart for
Administrators, Power Users, and Developers
http://www.outlookcode.com/jumpstart.aspx
>I am trying to build a custom tab (form) in Outlook Contacts to handle the
> info I need. I saved several times while working on it (for hours) and saved
[quoted text clipped - 6 lines]
> difficult for me!).
> Thanks.