Quantity of pictures always effects load time. It is best to try and find a
balance between design and load time. you can use www.echoecho.com to test
load time.
As far as frames, I have always been anti-frame, therefore I don't have
experience in their use.
As far as search engines, I don't know. Search engines have complex formulas
that change regularly.

Signature
David Bartosik - MS MVP
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> Hi david!
>
[quoted text clipped - 8 lines]
> Thanks again David!
> Steve Landavazo