I am having problems when customizing the Tool Bar
(View>Tool Bars>Customize)and dragging items selected into
the tool bar menu. For example, Borders, adding
Row/Columns and Magnifier.

It appears that when I go to save the word document the
following message appears: " Word cannot save changes to
the global template because it was opened with read-only
access. Do you want to save the changes in a template with
a different name?"

Does this have anything to do with the owner's privileges
in the Mac OS X environment?

Thanks,

CharlieB