Hello, Suzanne,

Thanks for your response.  I figured out what you wanted me to do.  I
selected NEW BLANK DOCUMENT and it appeared under FILE, achieving what I
sought.  

Okay, soooooo, here's your next assignment, should you decide to accept it!  
LOL  

When I select OPEN under FILE I have it set up such that D:/ shows up in the
Explorer-type window that appears.  However, when I select SAVE AS for a
document I don't want D:/ to appear in the Explorer window that opens, but
rather I want to have DOCUMENTS and SETTINGS show up as the place to save
the document.  Unfortunately, it appears that the two actions cannot be
separated.  Whatever point is selected on the disk (i.e., Windows Explorer)
to appear in the Explorer window when OPEN is clicked winds up being the same
place that shows up in the Explorer window when SAVE AS is selected.  I
cannot find any way to separate these two actions.  I ask this because I
often don't pay attention to where I am saving something because many
programs allow you to set it up to save a file where you wish.  Once it is
set up as such, if one for the most part always saves something to the same
place then one often never thinks about it again.  

gman